Privacy Policy

The information we collect depends on how you interact with the Services.

1.1 Account and Contact Information

When you create an account, contact us, subscribe to a Service, request support, or otherwise communicate with us, we may collect information such as:

• Name
• Email address
• Username or account identifier
• Company or organization name
• Country or general location
• Account preferences
• Communications with Fearless Bull
• Support requests and related information

1.2 Subscription and Transaction Information

If you purchase a subscription or other paid Service, we may collect information concerning your subscription, transaction, billing status, plan, and payment history.

Payments may be processed through Stripe or other payment processors we identify at the time of payment. Payment processors may collect payment-card information, billing information, and other information necessary to process transactions.

Fearless Bull does not intend to directly store complete payment-card numbers when payments are processed by Stripe or another third-party payment processor. Payment information handled directly by a payment processor is also subject to that provider’s applicable privacy practices.

1.3 Market Analysis and Service Inputs

When you use Fearless Bull’s analytical tools, you may submit or generate information such as:

• Stock, ETF, index, futures, or other market symbols
• Selected dates or time periods
• Market-analysis parameters
• Options-related parameters
• Strategy or analysis selections
• Requested reports
• API requests
• Analytical queries
• User-defined settings
• Other inputs submitted to the Services

We may retain information about these interactions as necessary to provide the Services, maintain security, troubleshoot problems, improve reliability, measure usage, and administer customer accounts.

Unless expressly stated otherwise, information you submit to analytical tools should not be considered confidential trading instructions or brokerage orders.

1.4 Usage and Technical Information

When you access the Services, we may automatically collect certain technical and usage information, including:

• Internet Protocol (IP) address
• Browser type and version
• Device and operating-system information
• Approximate geographic location derived from an IP address
• Pages, features, and reports accessed
• Login and session information
• Date and time of access
• Referring URLs
• API activity
• Request frequency
• Error and diagnostic information
• Security-related events
• Performance and telemetry data

We may use cookies, local storage, pixels, or similar technologies to support authentication, security, preferences, analytics, and operation of the Services.

We may use information collected through the Services to:

• Provide, operate, maintain, and administer the Services
• Create and manage user accounts
• Authenticate users and secure accounts
• Process subscriptions and transactions
• Generate requested market analyses, projections, reports, and other outputs
• Process and manage API requests
• Provide customer and technical support
• Communicate about accounts, subscriptions, security, and Service changes
• Diagnose technical problems
• Monitor performance and availability
• Prevent fraud, abuse, unauthorized access, scraping, and misuse
• Enforce usage restrictions and rate limits
• Understand how customers use the Services
• Improve user experience, infrastructure, and Service reliability
• Develop and improve features
• Maintain records required for legitimate business purposes
• Comply with applicable laws and legal obligations
• Establish, exercise, or defend legal claims
• Protect Fearless Bull, our users, and third parties

We may also use aggregated or de-identified information for analytics, research, product development, capacity planning, and business operations where such information cannot reasonably be used to identify an individual.

Fearless Bull recognizes that users may consider their market research, symbol selections, analytical queries, parameters, or workflows commercially sensitive.

Fearless Bull does not sell customer trading queries or analytical inputs to third parties.

Fearless Bull does not use identifiable customer trading strategies, portfolio information, analytical queries, or proprietary user inputs to train, reconstruct, or develop trading strategies for other customers without authorization.

We may process and analyze Service interactions when reasonably necessary for:

• Providing the requested analysis
• Detecting errors or abnormal behavior
• Cybersecurity and fraud prevention
• Maintaining and improving Service performance
• Evaluating feature usage
• Enforcing Service limits
• Producing aggregated or de-identified statistics

Where information is aggregated or de-identified, we may use it for legitimate business, research, statistical, and product-development purposes.

Certain current or future features of the Services may use statistical models, machine learning, artificial intelligence, quantitative algorithms, automated analysis, or third-party computational services.

Information submitted to such features may be processed automatically to produce requested outputs.

Fearless Bull does not authorize third-party artificial-intelligence providers to use identifiable customer proprietary information to train their general-purpose models except where specifically disclosed to the user or authorized by the user.

Where third-party providers process information on our behalf, we seek to use providers under terms appropriate to the nature of the information and Services involved.

Fearless Bull may obtain market, securities, options, volatility, corporate, economic, or other financial information from third-party data providers.

Requests submitted through the Services may result in communications with these providers as necessary to obtain data or perform an analysis.

Third-party providers may process technical information associated with those requests in accordance with their own contractual obligations and privacy practices.

Fearless Bull does not control the independent privacy practices of third parties acting outside their relationship with Fearless Bull.

Fearless Bull uses third-party providers to operate portions of the Services. These providers may process information on our behalf when reasonably necessary to perform their services.

Current providers may include:

• OVHcloud — hosting, servers, networking, storage, databases, or related infrastructure.
• Amazon Web Services (AWS) — cloud computing, hosting, networking, storage, databases, security, or related infrastructure.
• Stripe — payment processing, subscription billing, transaction management, fraud prevention, and related payment services.

Depending on how the Services evolve, we may also use providers for authentication, email delivery, customer support, application monitoring, analytics, cybersecurity, market data, and other operational functions.

Service providers receive information as reasonably necessary for the services they perform and may process information according to their agreements with Fearless Bull and their own applicable legal obligations.

We do not authorize our service providers to sell customer trading queries or proprietary analytical inputs on our behalf.

Legal and Compliance Requirements

We may disclose information when we reasonably believe disclosure is necessary to:

• Comply with applicable law, regulation, legal process, subpoena, or governmental request
• Protect our legal rights
• Investigate suspected fraud, security incidents, or violations of our agreements
• Protect the safety or security of users, Fearless Bull, or others

Business Transactions

If Fearless Bull is involved in a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or similar corporate transaction, information may be disclosed or transferred as part of that transaction, subject to applicable law.

With Your Direction or Consent

We may disclose information when you direct us to do so or otherwise provide consent.

Fearless Bull does not sell personal information for monetary consideration.

We also do not sell customer trading activity, analytical queries, strategies, or market-analysis inputs.

Certain privacy laws define terms such as “sale,” “sharing,” or “targeted advertising” more broadly than ordinary usage. If Fearless Bull introduces advertising, cross-context behavioral advertising, or other activities falling within those definitions, this Privacy Policy and applicable privacy controls will be updated as required.

Fearless Bull may use cookies and similar technologies for purposes including:

• Maintaining authenticated sessions
• Remembering preferences
• Protecting accounts
• Preventing abuse
• Measuring Service performance
• Understanding Service usage
• Diagnosing technical issues

Some cookies may be essential for operation of the Services.

Where required by applicable law, we will provide appropriate choices regarding non-essential cookies or similar technologies.

Your browser may also allow you to restrict or delete cookies. Disabling certain technologies may affect Service functionality.

We retain personal information for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing the Services, maintaining business and transaction records, resolving disputes, enforcing agreements, maintaining security, and satisfying legal obligations.

Retention periods may vary depending on the type of information and the reason it was collected.

Information may remain in backups for a limited period after deletion from active systems.

We may retain aggregated or de-identified information for longer periods where it no longer reasonably identifies an individual.

Fearless Bull uses administrative, technical, and organizational safeguards designed to protect information against unauthorized access, destruction, loss, alteration, or disclosure.

These safeguards may include access controls, authentication mechanisms, encryption, monitoring, logging, infrastructure protections, and other security measures appropriate to the Services.

However, no internet transmission, information system, database, or storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.

Users are responsible for protecting their passwords, API credentials, authentication information, and devices and for promptly notifying Fearless Bull of suspected unauthorized access.

Fearless Bull is based in the United States, and the Services are primarily operated from or on behalf of Fearless Bull in the United States.

Our infrastructure and service providers may operate facilities in the United States and other countries. Accordingly, information may be transferred to, stored in, or processed in jurisdictions outside the country where you reside.

If you access the Services from another country, privacy and data-protection laws in the jurisdictions where your information is processed may differ from those in your country.

Where applicable law requires specific safeguards for international transfers of personal information, Fearless Bull will implement appropriate measures as required.

Depending on where you reside and which privacy laws apply to Fearless Bull’s processing of your information, you may have certain rights regarding your personal information.

These rights may include the ability to request:

• Access to personal information
• Correction of inaccurate information
• Deletion of certain information
• Information regarding categories of information collected or disclosed
• A portable copy of certain information
• Restriction of certain processing
• Objection to certain processing
• Withdrawal of consent where processing is based on consent
• Opt-out from certain forms of sale, sharing, or targeted advertising where applicable

These rights are not absolute and may be subject to exceptions under applicable law.

Fearless Bull may need to verify your identity before fulfilling a privacy request.

We will not unlawfully discriminate against users for exercising applicable privacy rights.

Residents of certain U.S. states may have additional rights under applicable state privacy laws.

Where such laws apply to Fearless Bull, eligible users may submit requests concerning access, correction, deletion, portability, or applicable opt-out rights.

Some jurisdictions also permit an authorized agent to submit certain requests on a consumer’s behalf, subject to verification requirements.

If applicable law provides a right to appeal a decision concerning a privacy request, instructions for submitting an appeal will be provided with our response.

Where European Economic Area, United Kingdom, or comparable data-protection laws apply to Fearless Bull’s processing, our legal bases for processing personal information may include:

• Performance of a contract with you
• Our legitimate interests in operating, securing, improving, and administering the Services
• Compliance with legal obligations
• Your consent, where applicable

Where processing is based on legitimate interests, we consider those interests in relation to the rights and interests of affected individuals.

Where applicable, users may also have the right to lodge a complaint with their local data-protection authority.

Nothing in this section is intended to represent that every international privacy law applies to Fearless Bull merely because the website can be accessed from a particular jurisdiction.

Unless a specific Service expressly provides otherwise, Fearless Bull does not require users to provide brokerage account passwords or brokerage authentication credentials to use its general analytical Services.

If Fearless Bull later introduces broker integrations, account connections, trading integrations, or similar functionality, additional disclosures and security terms may apply.

Users should never submit brokerage passwords, private authentication keys, or other sensitive financial credentials through fields not specifically designed for that purpose.

If you access Fearless Bull through an API, we may collect information concerning:

• API credentials and identifiers
• Endpoints accessed
• Symbols or parameters requested
• Request and response metadata
• Usage volume
• Rate-limit information
• Errors
• Authentication attempts
• Security events

We may use this information to provide and secure the API, enforce contractual limits, diagnose problems, prevent abuse, calculate usage where applicable, and improve Service reliability.

API secrets and access credentials should be treated as confidential by users.

The Services may contain links to or integrations with third-party websites, brokers, data providers, payment processors, or other services.

Fearless Bull is not responsible for the privacy practices of independent third parties.

When you interact directly with a third-party service, information you provide to that service is governed by its applicable privacy policies and agreements.

The Services are not directed to children under 18 years of age.

Fearless Bull does not knowingly collect personal information from children under 18 through accounts intended for use of our financial-market analytical Services.

If we learn that we have collected personal information from a child in circumstances where such collection is prohibited, we will take reasonable steps to delete it.

Some browsers provide “Do Not Track” or other privacy preference signals. There is currently no universally accepted standard governing how websites should respond to all such signals.

Where applicable law requires Fearless Bull to recognize a particular browser-based opt-out or privacy preference mechanism, we will process that signal as required.

We may update this Privacy Policy periodically to reflect changes in our Services, technologies, service providers, business practices, or legal requirements.

When we make changes, we will update the “Last Updated” date above.

If changes are material, we may provide additional notice where appropriate or required by applicable law.

Your continued use of the Services after an updated Privacy Policy becomes effective is subject to the updated policy, except where applicable law requires additional consent.

Questions, concerns, or requests regarding this Privacy Policy or Fearless Bull’s privacy practices may be directed to:

For privacy-rights requests, please include sufficient information for us to identify your account and understand your request. Do not send passwords, brokerage credentials, private API keys, complete payment-card information, or other sensitive authentication information by email.